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A: 1st factor is the bike's on-road price which consists of the ex-showroom amount, RTO registration amount & insurance amount. All of these vary from city to city and hence the price of the bike. 2nd factor is your financial eligibility which depends mainly on your income. And if you have taken a loan or have a credit card, then your credit score can also be a ... 1st factor is the bike's on-road price which consists of the ex-showroom amount, RTO registration amount & insurance amount. All of these vary from city to city and hence the price of the bike. 2nd factor is your financial eligibility which depends mainly on your income. And if you have taken a loan or have a credit card, then your credit score can also be a deciding factor here. 3rd factor is the loan provider bank's limitations. Few two-wheeler loan finance banks require up to 15% of the ex-showroom as a down payment amount, whereas few can also have special offers or schemes to allow 100% of the ex-showroom to be financed. You can use this bike EMI calculator https://www.bikewale.com/m/bike-loan-emi-calculator/ to get the tentative amount of the lowest down payment you can make for Ntorq 125 Read More
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